Banks seek KYC updates at deifferent intervals for different clients based on their risk-categorisation. Regulations require banks to categorise customers in low-risk, medium-risk and high-risk.
Regulated Entities (RE) shall adopt a risk-based approach for periodic updation of KYC. However, periodic updation shall be carried out at least once every two years for high-risk customers, once ...
RBI clarified that if the details of one's KYC remain the same as before, then just sending an e-mail to the banks or even informing the bank via text message from the registered mobile number should ...