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Home Loan Process [Step-by-step guide]
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Home Loan Process [Step-by-step guide]
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Getting pre-approved is one of the most important first steps in the home-buying process. A pre-approval means a lender has reviewed your financial information, like your income, credit score, debt, employment history, and bank statements, to determine how much you’re qualified to borrow. It’s more in-depth than a pre-qualification and typically requires documentation. The result is a pre-approval letter, which shows sellers you’re a serious and qualified buyer. In competitive markets, this can
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